tag:blogger.com,1999:blog-52216353006248219142024-03-11T06:52:27.459-05:00Tundra Village Townhomes Blog San Antonio, Texas OCC FNB MAURO PADILLA ARRESTED by F.B.IFDIC Selling Tundra Village Property with NO PLAT!
McCarthy, Ortega and Maldonado now employed at other Texas Banks!!
Fidelity National Title files cross claim against Dan Brown!
FBI reviewing FNB Post Mortem Files---Oh Shit!! Eric Sherer withdraws after 5+ years! Why???tundravillagehttp://www.blogger.com/profile/10758743265189966925noreply@blogger.comBlogger14125tag:blogger.com,1999:blog-5221635300624821914.post-47622628641655940142020-10-25T02:22:00.000-05:002020-10-25T02:22:31.824-05:00Abandoned Tundra Village San Antonio development, now called Palo Alto Villas consists of 36 four-plex buildings with 44 units near completion<div class="separator" style="clear: both;"><a href="https://1.bp.blogspot.com/-jwdxRwCIYmI/X5UlWGu2GSI/AAAAAAAAAjU/P3pwlYofOmchZc4BD-ZWBr5lDg5-5ZSdQCLcBGAsYHQ/s1200/ratio3x2_1200.jpg" style="display: block; padding: 1em 0; text-align: center; "><img alt="" border="0" width="320" data-original-height="800" data-original-width="1200" src="https://1.bp.blogspot.com/-jwdxRwCIYmI/X5UlWGu2GSI/AAAAAAAAAjU/P3pwlYofOmchZc4BD-ZWBr5lDg5-5ZSdQCLcBGAsYHQ/s320/ratio3x2_1200.jpg"/></a></div>
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More than seven years after Mauro T. Padilla was sentenced to prison for lying to a bank to secure construction financing on a South Side townhouse project, the disgraced developer was back in San Antonio federal court.
Padilla, went to trial in a civil lawsuit brought by 36 investors in his various residential development projects — including the ill-fated Tundra Town Home Village on Texas 16, near the Toyota plant — that he started but never completed. The civil suit, initially filed about nine years ago, accuses him of fraud, violations of the state’s Deceptive Trade Practices Act and breach of contract.
Padilla was sentenced to 12 years after he pleaded guilty to defrauding the bank to get construction draws on a loan and using some of the cash to pay for personal expenses.
Padilla also acting as his own legal counsel because he can’t afford an attorney. U.S. District Judge Robert Pitman denied Padilla’s various requests to have a lawyer appointed to assist in his defense. Defendants in civil litigation, unlike in criminal cases, are not entitled to court-appointed counsel, Pitman noted.
Nevertheless, Padilla said he was confident he would show that the allegations against him are untrue. The court would be shown the “light and the truth,” he said.
Dallas-based developer TVPA Partners is now trying to succeed where Padilla failed. TVPA acquired most of the lots from the FDIC and is in the process of repairing the structures in Tundra Village, now called Palo Alto Villas. There will be a total of 36 four-plexes, said Craig Glendenning, TVPA’s project manager. He hopes to have the first 15 done within a year.
The plan is to rent the units and then sell them to investors. The three-bedroom, two-bathroom units start at $170,000. The three- and four-bedroom units with 2½ baths start at $210,000. A couple of sales are pending yet.
<a href="https://www.ksat.com/news/2018/02/26/abandoned-south-bexar-county-neighborhood-getting-second-chance/">Abandoned South Bexar County neighborhood getting second chance</a>tundravillagehttp://www.blogger.com/profile/10758743265189966925noreply@blogger.com1tag:blogger.com,1999:blog-5221635300624821914.post-32646633076552144282016-08-30T10:48:00.003-05:002016-08-30T10:48:44.071-05:00Did the FDIC let former FNB Directors skate off for $1,500,000???<div class="separator" style="clear: both; text-align: center;">
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" 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<span style="font-size: x-large;">After losing approximately $650 million dollars and being shut down almost three years ago by the FDIC, it appears the former Directors of First National Bank Edinburg are skating away with having to fork over a mere $1.5 million as a "Settlement and Release Agreement" was executed in July. </span></div>
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<span style="font-size: x-large;">Looks like the only problem now is a stomach ache the directors might have from laughing so hard!</span></div>
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Unknownnoreply@blogger.com25tag:blogger.com,1999:blog-5221635300624821914.post-53071789776787168182016-07-29T15:33:00.000-05:002016-07-29T15:33:39.845-05:00<div style="text-align: center;">
<b><span style="font-size: x-large;">How Time Goes By......</span></b></div>
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<span style="font-size: x-large;"><b>Almost three years ago, the FDIC closed down the corrupt and ineptly managed bank First National Bank of Edinburg.</b></span></div>
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<span style="font-size: x-large;"><b>In the majority of cases the FDIC has indicted directors </b><b>(guys like David Rogers, Robert Gandy and Michael McCarthy) </b><b>of failed banks where fraud has been alleged, the indictments are typically served just prior to the three year statute of limitations on the three year annivesary of shutting down the institution.</b></span></div>
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<span style="color: red; font-size: x-large;"><b>(Of course, if the FDIC <i>really </i>suspects there is fraud, they can get it little more time). </b></span></div>
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<span style="font-size: x-large;"><b>So what will that mean as the Tundra Village Lawsuit proceeds???</b></span></div>
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" 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" 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Unknownnoreply@blogger.com17tag:blogger.com,1999:blog-5221635300624821914.post-79996348168288544962016-02-15T17:14:00.003-06:002016-02-15T17:14:51.091-06:00Coincidence or just another smelly FNB fish????<div class="separator" style="clear: both; text-align: center;">
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<b><span style="font-size: x-large;">Does Something Smell here??</span></b></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgvR4oIyIlgWsiY-Y8b_n6S3TB874fPAZiJuhQOuFmwJpPP4GnRTMmL4ujltXfvnqsRJAG4BnXChYD0s3TJc8YUvGcTcdb36u2tKiqYGx9VWIGdwggG04doT3m-OgLTXMjSxjCNlG2pJr4/s1600/smelly20fish.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgvR4oIyIlgWsiY-Y8b_n6S3TB874fPAZiJuhQOuFmwJpPP4GnRTMmL4ujltXfvnqsRJAG4BnXChYD0s3TJc8YUvGcTcdb36u2tKiqYGx9VWIGdwggG04doT3m-OgLTXMjSxjCNlG2pJr4/s320/smelly20fish.jpg" width="320" /></a></div>
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<b><span style="font-size: x-large;"><u>A Tale of Two Texas entities and </u></span></b></div>
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<b><span style="font-size: x-large;"><u>First National Bank Edinburg:</u></span></b></div>
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<b><span style="color: red; font-size: large;"><u>Pelon, LLC </u></span><span style="font-size: large;"> is managed by former FNB CEO </span><span style="color: red; font-size: x-large;">Saul Ortega</span><span style="font-size: large;"> and <span style="color: red;"><u>Cielo Realty Partners, LLC</u></span> is managed by Rob Gandy Jr, son of </span><span style="color: red; font-size: x-large;">Robert Gandy</span><span style="font-size: large;"> (Ortega's predecessor at FNB).</span></b><br />
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<b><span style="font-size: x-large;">Did either of these two entities purchase or acquire properties from the substanital OREO list that FNB had prior to its September 2013 closure? </span></b></div>
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<b><span style="font-size: large;"> </span><span style="font-size: x-large;">And if they did, what kind of terms to they get? Was there preferential "pricing" that they received? <span style="color: red;">Was there a loan committee that approved these loans?</span> Did they go through the same underwriting that all loans do?</span></b></div>
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<b><span style="font-size: x-large;">Is it coincidence that <span style="color: red;">Ortega forced an Edinburg businessman</span> to take 2 properties from the FNB OREO list and one that his entity owned in order to obtain a loan with 100% financing? Does it make you wonder any more about how and why Jadon Construction out of Edinburg acquired a defunct development property about 300 miles away known as Tundra Village with 100% financing?</span></b></div>
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<b><span style="color: red; font-size: x-large;">Wow, it would be fun to see how many properties from the former FNB OREO list made its way over to entities that were owned or controlled by former FNB officers or their families.....don't you think?!?!</span></b></div>
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<b><span style="color: red; font-size: x-large;">Or maybe, just maybe, would any of these properties have any strings attached to them by Texas National Bank or Colorado Valley Bank? (You do the research and figure out why these banks are listed here)</span></b></div>
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<b><span style="font-size: x-large;">Maybe soon we'll learn more about the extensive family of FNB......</span></b></div>
Unknownnoreply@blogger.com10tag:blogger.com,1999:blog-5221635300624821914.post-82569922170884108672016-02-10T11:08:00.002-06:002016-02-24T11:10:26.365-06:00FNB Director Dirty Business Just Won't Go Away and Plains Capital Bank plays along!<blockquote class="" style="border-left-style: none; color: inherit; font-family: Helvetica; font-size: 12px; line-height: normal; margin: inherit; padding: inherit;" type="cite">
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<a class="" href="http://www.expressnews.com/business/local/article/Edinburg-bank-found-guilty-of-defrauding-6816316.php">http://www.expressnews.com/business/local/article/Edinburg-bank-found-guilty-of-defrauding-6816316.php</a></div>
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<span style="font-size: x-large;">Jury finds Edinburg bank </span></h1>
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<span style="font-size: x-large;"><span style="color: red;">defrauded</span><span style="color: rgba(0 , 0 , 0 , 0);"> </span>businessman</span></h1>
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When <b><u>First National Bank of Edinburg</u></b> agreed to loan $1.7 million to a Pharr businessman to build a cold-storage facility in 2011, it came with a catch.</div>
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Under terms set by First National, Ricardo Diaz Miranda had to purchase two apartment complexes and a house if he wanted the loan. The bank, though, would provide Diaz with <b><u>100 percent financing</u></b> — almost $6.8 million — to buy the three properties in Hidalgo County. Anxious to get his business started, Diaz agreed to the bank’s conditions.</div>
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<span style="color: inherit;">What Diaz didn’t discover until much later was that the bank pawned off on him the two apartment complexes, which were part of its </span><span style="color: red;"><u><b>burgeoning foreclosed real estate portfolio</b></u></span><span style="color: rgba(0 , 0 , 0 , 0);">. </span>He also would later learn the house he purchased was sold by a company headed by <b style="font-size: x-large;">Saul Ortega, </b>First National’s chairman and CEO, before federal regulators seized the bank and sold most of its assets to Dallas-based <b><span style="font-size: large;">PlainsCapital Bank</span></b> in 2013.</div>
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<b> (just get these damn apartments and this home off my books so I can screw you and cook my books....trust me, you'll get 100% financing! )</b></div>
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Last week, a <b><span style="font-size: large;">Hidalgo County jury found First National, or FNB<span style="color: rgba(0 , 0 , 0 , 0);">, </span><span style="color: red;">guilty of defrauding</span></span></b><span style="color: rgba(0 , 0 , 0 , 0);"> </span>Diaz on the loan transactions. The jury determined Diaz was not on the hook for about $7.4 million that <b>PlainsCapital claimed it was still owed on the loans</b>, though jurors declined to award him punitive damages.</div>
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Reynaldo Ortiz, Diaz’s lawyer, said <b>PlainsCapital “went after” Diaz “knowing that these were rotten notes.” </b><span style="color: inherit;">“The fraud wipes out the deficiency, but </span><b style="color: inherit;">(PlainsCapital) tried to collect anyway,</b><span style="color: inherit;">” Ortiz said. “They don’t get to profit from FNB’s fraud.”</span></div>
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Charles Murray, a lawyer for PlainsCapital, declined to comment through an assistant.</div>
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Ortega and his lawyer did not respond to requests for comment.</div>
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FNB, at one time Texas’ 12th largest bank with $3.4 billion in assets, was shut down by regulators one year shy of its 80th anniversary. It had been plagued by mounting losses, dwindling capital, bad loans and various legal troubles. Its closing cost the Federal Deposit Insurance Corp.’s insurance fund $637.5 million.</div>
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Eight months following the bank’s demise, the<span style="color: rgba(0 , 0 , 0 , 0);"> </span><b><span style="color: red; font-size: large;">Treasury Department’s Office of Inspector General outlined numerous problems in a postmortem audit looking at the causes of the bank’s failure and how the Office of the Comptroller of the Currency missed some of the bank’s troubles, including questionable banking practices.</span></b></div>
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Among them: The bank had masked problems in its foreclosed real estate portfolio by financing sales on “liberal terms,” including not requiring borrowers to put money down — just like with Diaz.</div>
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<b>The bank also violated accounting rules in how it booked those sales, overstating earnings in the process.</b></div>
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First National required Diaz to buy the two apartment complexes in McAllen and Mission for a combined $6.5 million, even though he had no experience as an apartment manager, Ortiz said. Diaz was a lawyer in Mexico before he came to Texas. He is now a U.S. citizen, Ortiz said.</div>
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Diaz was never able to generate any income on the apartments. Within days of acquiring the FNB’s assets, <b>PlainsCapital posted the two apartment complexes, the house and the cold-storage facility for foreclosure.</b> Diaz subsequently <a class="" href="http://exne.ws/1Q5SGQ5">filed suit </a>against PlainsCapital and Ortega, and obtained a temporary restraining order preventing the foreclosure.</div>
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PlainsCapital moved to foreclose on the cold-storage facility even though Diaz was making payments because the property was used as collateral on the apartment complexes as well, Ortiz said.</div>
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As the litigation unfolded, Ortiz said, a judge granted Diaz permission to the sell the apartment complexes, which were sold for $3 million and $750,000, far short of what he owed on the loans. PlainsCapital <a class="" href="http://exne.ws/1nZ20sQ">countersued</a>, seeking to collect on the unpaid balances.</div>
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<span style="color: inherit;">As for the house in La Joya that </span><span style="color: red; font-size: large;"><b>Diaz bought from Ortega’s Pelon LLC</b></span><span style="color: rgba(0 , 0 , 0 , 0);"> </span>for $270,000, Ortiz said Ortega agreed to buy it back for the same amount last year. Therefore, Ortega was dismissed as a defendant in the lawsuit.</div>
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Ortega was subpoenaed to testify at last week’s trial, but law enforcement officials couldn’t find him to serve the subpoena, Ortiz said. </div>
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<b><span style="font-size: large;">State corporate records show Ortega is chairman of MNB Ventures Inc., the holding company for Texas National Bank in Mercedes.</span></b></div>
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As for Diaz’s Castelo Cold Storage, which receives produce shipped from Mexico before being transported to such grocers as H-E-B and Walmart, jurors found he owes about $1.5 million on that loan — <b><span style="font-size: large;">less than the $2.2 million that PlainsCapital </span></b>said Diaz owed, according to Ortiz.</div>
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Ortiz said he hasn’t heard whether PlainsCapital will appeal the jury verdict.</div>
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<br />Unknownnoreply@blogger.com5tag:blogger.com,1999:blog-5221635300624821914.post-82439940576352478592015-08-11T13:00:00.000-05:002015-08-11T13:00:33.520-05:00The FDIC owns this! Abandoned - Tundra Village - Post Apocalypse (Creepy)<iframe width="560" height="315" src="https://www.youtube.com/embed/7LrxnkBU--c" frameborder="0" allowfullscreen></iframe>tundravillagehttp://www.blogger.com/profile/10758743265189966925noreply@blogger.com1tag:blogger.com,1999:blog-5221635300624821914.post-2808016547432403832015-08-11T12:42:00.000-05:002015-08-11T12:42:49.236-05:00Ghost town eyesore - News 4 San AntonioFull Video Link: <a href="http://news4sanantonio.com/m/news/features/top-stories/stories/Ghost-town-Eyesore-171963.shtml#.VbkGGflVhBc" target="_blank">CLICK HERE</a><br />
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<a href="https://www.google.com/url?sa=t&rct=j&q=&esrc=s&source=web&cd=21&ved=0CB0QFjAAOBRqFQoTCPOJ7KPegMcCFcQqHgodJEYCTw&url=http%3A%2F%2Fnews4sanantonio.com%2Fm%2Fnews%2Ffeatures%2Ftop-stories%2Fstories%2FGhost-town-Eyesore-171963.shtml&ei=Ffy4VbOrDsTVeKSMifgE&usg=AFQjCNFQW00EiUql85Tx1UTd1-s64iknOw&sig2=Ok5d0VEabxXgcysVahuKVQ&bvm=bv.99028883,d.dmo" target="_blank">Ghost town eyesore - Top Stories - woai - WOAI 4 San Antonio</a><br />
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By ANDREW LOFHOLM<br />
News 4 San Antonio<br />
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SOUTH BEXAR COUNTY-At first glance the Tundra Village had some promise. Thirty-plus would be luxury fourplexes. That dream, has turned into, broken windows, graffiti, and doorless houses.</div>
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It's only tenants are insects, as nature tries to reclaim what was once hers.</div>
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"It's an eyesore. Why they have it there? It ain't doing no good,” says Timmy Fields, the next door neighbor to the failed development.</div>
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His step dad first sold the, what he says used to be prime hunting land, about 10 years ago.</div>
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"The developer, he's in prison for doing this,” Fields says.</div>
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Mauro Padilla went ahead with the project in 2007, without the county approving a master plan, building on flood plains, with no roads, water or sewer line, the county ordered the project to stop.</div>
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It costs investors millions. He was sentenced in 2008 for lying to First National Bank to attain construction money. The project still sits as it was left almost 7 years later.</div>
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I asked Fields, “What do you see?”</div>
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He replied, “Trash. They've all been rained on. All the copper has been taken out, kids in there all the time."</div>
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The nearly 28 acres and 35 buildings were appraised at $859,220 by the county.</div>
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For Timmy, it's just part of life now.</div>
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I asked Fields, "Is it weird living next to a ghost town?”</div>
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“No, I sleep real good at night,” he says.</div>
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The property is for sale and Public Works tell me 5 or 6 buyers have shown serious interest, but once they learn it's likely a complete tear down, plus adding what Padilla left out, they're out.</div>
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Fields doesn't know what's next for the land, but he's got an idea to squeeze what little value is left out of the homes.</div>
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"What they could do is bring the volunteer fire department out here and burn down and train on these buildings one at a time.”</div>
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The FDIC owns the land. I’m told the asking price is under the appraised value.</div>
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Since the county doesn't own the land, there's very little they can do to fix the vandalism.</div>
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<br />tundravillagehttp://www.blogger.com/profile/10758743265189966925noreply@blogger.com0tag:blogger.com,1999:blog-5221635300624821914.post-44053629976706183192014-09-23T14:56:00.003-05:002016-02-11T08:45:29.656-06:00Allegations of FRAUD by OCC Deputy against FNB????<div class="separator" style="clear: both; text-align: center;">
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<b><span style="font-size: large;">Straight from the Horses Mouth!</span></b></div>
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<span style="font-size: large;"><b>In an April 2014 story in the San Antonio Express News by Patrick Danner, OCC Deputy Comptroller Gil Barker stated that <u>only three national banks</u> in Texas had been shut down since the great depression. </b></span></div>
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<span style="font-size: large;"><b><br /></b></span></div>
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<span style="font-size: large;"><b>Those three banks, </b></span></div>
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<span style="font-size: large;"><b>La Coste National Bank (2010), </b></span></div>
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<span style="color: red; font-size: large;"><b>First National Bank Edinburg (September 2013) </b></span></div>
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<span style="font-size: large;"><b>and most recently, </b></span></div>
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<span style="font-size: large;"><b>Texas Community Bank of The Woodlands (February 2014) were the institutions Barker was referring to.</b></span></div>
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<span style="font-size: large;"><b>However, Barker went on to state that in </b></span></div>
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<span style="color: red;"><b><span style="font-size: large;">"Two of those situations, </span><span style="font-size: x-large;">there was fraud</span><span style="font-size: large;">".</span></b></span></div>
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<span style="font-size: large;"><b>So let's take a look and see just for shits and giggles if one can figure out which bank wasn't closed with elements of fraud.</b></span></div>
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<span style="font-size: large;"><b>In 2011, the President of La Coste Bank <span style="color: red;">went to federal prison </span>after pleading guilty to making a false entry in the bank's books <span style="font-family: 'Times New Roman', serif;">with the intent to defraud and deceive banking regulators. OK, there's <u>one of the two</u> fraud cases Barker referred to from his April 2014 statement. One down, one to go!</span></b></span></div>
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<span style="font-family: 'Times New Roman', serif;"><span style="font-size: large;"><b><br /></b></span></span></div>
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<span style="font-family: 'Times New Roman', serif;"><span style="font-size: large;"><b>Now, let's look at Texas Community Bank. The Office of Inspector General's Material Loss Review was released this summer and there was <span style="color: red;">no mention of fraud</span> as to why the bank failed and was shut down.</b></span></span></div>
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<span style="font-family: 'Times New Roman', serif;"><span style="font-size: large;"><b><br /></b></span></span></div>
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<span style="font-family: 'Times New Roman', serif;"><span style="color: red; font-size: x-large;"><b>Uh Oh! </b></span></span></div>
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<span style="font-family: 'Times New Roman', serif;"><span style="color: red; font-size: x-large;"><b>I think the music stopped and there's no more chairs!</b></span></span></div>
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<span style="font-family: 'Times New Roman', serif;"><span style="font-size: large;"><b><br /></b></span></span></div>
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<span style="font-family: 'Times New Roman', serif;"><span style="font-size: large;"><b>OK, let's flashback to February 2011 and look at the OCC Consent order issued to FNB. It states below:</b></span></span></div>
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<span style="font-family: TimesNewRomanPSMT;"><b><span style="color: red; font-size: large;"><u>ARTICLE VIII </u></span></b></span></div>
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<span style="font-family: TimesNewRomanPSMT;"><b><span style="color: red; font-size: large;"><u><br /></u></span></b></span></div>
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<span style="font-family: TimesNewRomanPSMT;"><b><span style="color: red; font-size: large;"><u>VIOLATIONS OF LAW
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<span style="font-family: TimesNewRomanPSMT;"><b><span style="font-size: large;"><br /></span></b></span></div>
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<span style="font-family: TimesNewRomanPSMT;"><b><span style="font-size: large;">(1) The Board shall require and the Bank shall immediately take all necessary steps to
<span style="color: red;">correct each violation of law</span>, rule, or regulation cited in the most recent Report of Examination
(“ROE”), any subsequent ROE, or brought to the Board’s or Bank’s attention in writing by
management, regulators, auditors, loan review, or other compliance efforts. </span></b></span></div>
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<span style="font-family: TimesNewRomanPSMT;"><b><span style="font-size: large;"><br /></span></b></span></div>
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<span style="background-color: yellow; font-family: TimesNewRomanPSMT;"><b><span style="font-size: large;">So is one to assume that the good deputy of the OCC has confirmation of fraudulent violations of FNB and/or their officers/directors during their tenure?? </span></b></span></div>
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<span style="font-family: TimesNewRomanPSMT;"><b><span style="font-size: large;"><br /></span></b></span></div>
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<span style="font-family: TimesNewRomanPSMT;"><b><span style="color: red; font-size: large;">After all, it was only a cool $637,000,000 loss!</span></b></span></div>
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<span style="font-family: TimesNewRomanPSMT;"><b><span style="font-size: large;"><br /></span></b></span></div>
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<span style="font-family: TimesNewRomanPSMT;"><b><span style="font-size: large;">Just can't wait to get a copy of that ROE!!</span></b></span></div>
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Unknownnoreply@blogger.com11tag:blogger.com,1999:blog-5221635300624821914.post-29627974891735589972014-09-22T18:31:00.001-05:002016-02-11T08:46:12.310-06:00Bank Executive Pleads Guilty to Fraud Charges; Are FNB Exec's in the FDIC's cross hairs?<div style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 25px; text-align: center;">
<b><span style="color: red; font-size: x-large;">FDIC NOT LETTING DOWN ON </span></b></div>
<div style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 25px; text-align: center;">
<b><span style="color: red; font-size: x-large;">EXECUTIVES OF FAILED BANKS</span></b></div>
<div style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 25px; text-align: center;">
<b><span style="color: red; font-size: x-large;"><br /></span></b></div>
<div style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 25px; text-align: center;">
<b><span style="font-size: x-large;">Criminal Charges more common</span></b></div>
<div style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; font-size: 15px; line-height: 25px;">
<br /></div>
<div style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; font-size: 15px; line-height: 25px;">
<br /></div>
<div style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 25px;">
<span style="font-size: large;">A former TierOne Bank executive has <b>pleaded guilty to defrauding the failed bank's shareholders and federal banking regulators</b>. It is the first <span style="color: red;"><b>criminal charge</b> </span>filed in connection with the bank's financial collapse. </span></div>
<div style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 25px;">
<span style="font-size: large;"><br /></span></div>
<div style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 25px;">
<span style="font-size: large;">Don Langford, who was a senior vice president and chief credit officer at the Lincoln bank, pleaded guilty in U.S. District Court to conspiring to commit securities fraud, wire fraud and <b><span style="color: red;">making false entries in a bank’s books and records</span></b>, as well as one count of making false statements.</span></div>
<div style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 25px;">
<span style="font-size: large;"><br /></span></div>
<div style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 25px; text-align: center;">
<span style="color: red; font-size: x-large;"><b style="background-color: yellow;">He faces as many as five years</b></span></div>
<div style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 25px; text-align: center;">
<span style="color: red; font-size: x-large;"><b style="background-color: yellow;"><br /></b></span></div>
<div style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 25px; text-align: center;">
<span style="color: red; font-size: x-large;"><b style="background-color: yellow;"> in prison </b></span><b style="background-color: yellow; color: red; font-size: xx-large;">on each count </b></div>
<div style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 25px;">
<span style="font-size: large;"><br /></span></div>
<div style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 25px;">
<span style="font-size: large;">when he is sentenced Dec. 5. The criminal charge and pleading were filed in U.S. District Court of Nebraska on Tuesday. Langford also faced federal civil litigation in the case. </span></div>
<div style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 25px;">
<span style="font-size: large;"><br /></span></div>
<div style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 25px; text-align: center;">
<span style="font-size: large;">“When the real estate market crashed, Don Langford, the chief credit officer and a senior vice president of TierOne Bank, <b>worked with others to cook the bank’s books and cover up mounting losses,</b>” Assistant U.S. Attorney General Leslie R. Caldwell said in a news release. </span></div>
<div style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 25px; text-align: center;">
<span style="font-size: large;"><br /></span></div>
<div style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 25px; text-align: center;">
<b><span style="color: red; font-size: x-large;">“This conviction is another example of </span></b></div>
<div style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 25px; text-align: center;">
<b><span style="color: red; font-size: x-large;"><br /></span></b></div>
<div style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 25px; text-align: center;">
<b><span style="color: red; font-size: x-large;">the Criminal Division’s pursuit of </span></b></div>
<div style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 25px; text-align: center;">
<b><span style="color: red; font-size: x-large;"><br /></span></b></div>
<div style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 25px; text-align: center;">
<b><span style="color: red; font-size: x-large;">corporate executives who commit </span></b></div>
<div style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 25px; text-align: center;">
<b><span style="color: red; font-size: x-large;"><br /></span></b></div>
<div style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 25px; text-align: center;">
<b><span style="color: red; font-size: x-large;">fraud, no matter what their title or </span></b></div>
<div style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 25px; text-align: center;">
<b><span style="color: red; font-size: x-large;"><br /></span></b></div>
<div style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 25px; text-align: center;">
<b><span style="color: red; font-size: x-large;">stature.”</span></b></div>
<div style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 25px;">
<span style="font-size: large;"><br /></span></div>
<div style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 25px;">
<span style="font-size: large;">According to the criminal information filed with his plea agreement, Langford, 63, of Gibsonia, Pennsylvania, and others who were not named <b><span style="color: red;">falsely inflated the value of TierOne’s loan and real estate portfolio in its required reports</span></b> to the U.S. Securities and Exchange Commission and the Office of Thrift Supervision in 2009 and 2010.</span></div>
<div style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 25px;">
<span style="font-size: large;"><br /></span></div>
<div style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 25px;">
<span style="font-size: large;">In January 2009, TierOne had executed a supervisory agreement with the Office of Thrift Supervision that required TierOne to report information about its performance and financial condition and to maintain a minimum capital position in relation to its loan portfolio and other assets. Langford and others <b><span style="color: red;">intentionally used outdated appraisals on properties, and rejected new appraisals that would have adversely affected TierOne’s reportable assets, revenue and earnings,</span></b> the Justice Department said.</span></div>
<div style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 25px;">
<span style="font-size: large;"><br /></span></div>
<div style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 25px;">
<span style="font-size: large;">In addition, <b>they delayed seeking new appraisals to conceal the current value of collateral and restructured loan terms to disguise the borrower’s inability to make timely interest and principal payments, </b>according to the filing. As a result, Langford and others were able to<span style="color: red;"><b> hide millions of dollars in losses from regulators and investors.</b></span></span></div>
<div style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 25px;">
<span style="font-size: large;"><br /></span></div>
<div style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 25px; text-align: center;">
<b><span style="font-size: x-large;">NOW CALL ME CRAZY BUT DOESN'T THIS SOUND LIKE THE GANG FROM EDINBURG???</span></b></div>
<div style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 25px; text-align: center;">
<b><span style="font-size: x-large;"><br /></span></b></div>
<div style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 25px; text-align: center;">
<b><span style="font-size: x-large;">LET'S PUT THEM ON THE STAND!!</span></b></div>
Unknownnoreply@blogger.com2tag:blogger.com,1999:blog-5221635300624821914.post-72577251652588909142014-07-15T16:57:00.000-05:002016-02-11T08:47:31.894-06:00Bank CFO waits in limbo over threat of criminal suit by FDIC! <h1 class="title" style="-webkit-hyphens: manual; font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 1.25em; text-align: center;">
<span style="font-size: x-large;">Ex-bank CFO waits in limbo over </span></h1>
<h1 class="title" style="-webkit-hyphens: manual; font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 1.25em; text-align: center;">
<span style="font-size: x-large;">threat of <span style="background-color: red;"><i>criminal suit</i></span></span></h1>
<div style="text-align: center;">
<br /></div>
<div style="text-align: center;">
<span style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 25px;"><b><span style="font-size: large;">Cynthia Sabol, former chief financial officer at Bank of the Commonwealth, has been waiting 13 months for federal authorities to indict her. Or not.</span></b></span></div>
<div style="text-align: center;">
<span style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 25px;"><b><span style="font-size: large;"><br /></span></b></span></div>
<div style="text-align: center;">
<span style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 25px;"><b><span style="font-size: large;">"Ms. Sabol remains in jeopardy of broadly drawn </span><i><span style="color: red; font-size: x-large;">criminal charges</span></i><span style="font-size: large;">."</span></b></span></div>
<div style="text-align: center;">
<span style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 25px;"><b><span style="font-size: large;"><br /></span></b></span></div>
<div>
<div style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 25px; text-align: center;">
<b><span style="font-size: large;">Bank of Commonwealth's CEO and EVP, "were convicted in federal court last year of orchestrating, with other defendants, a massive conspiracy to defraud the bank by </span><span style="background-color: yellow; font-size: large;"><span style="color: red;"><i>hiding loan losses</i></span> </span><span style="font-size: large;">and committing <span style="background-color: yellow;">other illegal banking practices.</span>" The executives "</span><span style="color: red; font-size: x-large;"><i>are serving lengthy prison terms</i></span><span style="font-size: large;">."</span></b></div>
<div style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 25px; text-align: center;">
<b><span style="font-size: large;"><br /></span></b></div>
<div style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 25px; text-align: center;">
<b><span style="font-size: large;">"Sabol also was linked to the bank misconduct in the SEC's lawsuit." That suit accuses Sabol, the CEO and EVP "of securities fraud and claims their actions cost shareholders all their equity, in the hundreds of millions of dollars."</span></b></div>
<div style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 25px; text-align: center;">
<b><span style="font-size: large;"><br /></span></b></div>
<div style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 25px; text-align: center;">
<b><span style="color: red; font-size: large;">"HIDING LOAN LOSSES"????</span></b></div>
<div style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 25px; text-align: center;">
<b><span style="color: red; font-size: large;"><br /></span></b></div>
<div style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 25px; text-align: center;">
<b><span style="font-size: large;">WHERE HAVE WE HEARD THAT BEFORE????</span></b></div>
<div style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 25px; text-align: center;">
<b>(pages 4 & 12 in OIG Report)</b></div>
<div style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 25px; text-align: center;">
<br /></div>
<div style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 25px; text-align: center;">
<b><span style="color: red; font-size: large;"> "OTHER ILLEGAL BANKING PRACTICES"????</span></b></div>
<div style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 25px; text-align: center;">
<b><span style="color: red; font-size: large;"><br /></span></b></div>
<div style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 25px; text-align: center;">
<b><span style="font-size: large;">IS THAT THE SAME AS "UNSAFE AND UNSOUND" BANKING PRACTICES??</span></b></div>
<div style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 25px; text-align: center;">
<b>(page 13 in OIG Report)</b></div>
<div style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 25px; text-align: center;">
<b><span style="color: red; font-size: large;"><br /></span></b></div>
<div style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 25px; text-align: center;">
<br /></div>
<div style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 25px; text-align: center;">
<b><span style="font-size: large;"><br /></span></b></div>
<div style="font-family: Georgia, Palatino, Times, 'Times New Roman', serif; line-height: 25px;">
<b><span style="font-size: large;"><br /></span></b></div>
</div>
Unknownnoreply@blogger.com5tag:blogger.com,1999:blog-5221635300624821914.post-23112791998623214632014-07-02T11:44:00.001-05:002016-02-11T08:48:03.278-06:00Coincidence or SOP by FNB?
<br />
<div class="page" title="Page 16">
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<span style="font-family: Univers;"><b><span style="font-size: large;">Two excerpts from two documents.....</span></b></span></div>
<div style="text-align: center;">
<br /></div>
<div style="text-align: center;">
<span style="font-family: Univers;"><b><span style="font-size: large;"><br /></span></b></span></div>
<div style="text-align: center;">
<span style="font-family: Univers;"><b><span style="font-size: large;"><i>#1</i></span></b></span></div>
<div style="text-align: center;">
<span style="font-family: Univers;"><b><span style="font-size: large;"><i> Examiners determined that the bank had masked
its OREO problems by financing OREO sales on liberal terms,
<span style="background-color: yellow;">capitalizing property taxes, and advancing funds on borrowers’
other loans to cause the borrowers to remain current on OREO
loans.</span> The 2011 MRA expressed concerns over First National’s
aggressive strategy to sell OREO without implementing proper
accounting policies and practices, and directed the board to
make accounting adjustments and file amended call reports.</i></span></b></span></div>
<div style="text-align: center;">
<span style="font-family: Univers; font-size: 12pt;"><i><br /></i></span></div>
<span style="font-family: Univers; font-size: 12pt;"><br /></span>
<span style="font-family: Univers; font-size: 12pt;"><br /></span>
<br />
<div style="text-align: center;">
<span style="font-family: Univers;"><b><span style="font-size: large;"><i>#2</i></span></b></span></div>
<div style="text-align: center;">
<span style="font-family: Univers;"><b><span style="font-size: large;"><i>27. Grantor represents that this deed of trust and the Note are given for the following purposes:</i></span></b></span></div>
<div style="text-align: center;">
<span style="font-family: Univers;"><b><span style="font-size: large;"><i><br /></i></span></b></span></div>
<div style="text-align: center;">
<span style="font-family: Univers;"><b><span style="font-size: large;"><i><span style="background-color: yellow;">A portion (approximately $100,000.00) of the debt evidenced by the Note is being or has been advanced by the Beneficiary to or on behalf of Grantor in part payment of the purchase price of the Property and/or for ad valorem taxes paid as part of the acquisition of the Property from prior owner(s);</span> the debt is secured both by this deed of trust and by a vendor's lien on the Property, which is expressly retained in a deed to Grantor of even date. This deed of trust does not waive the vendor's lien, and the two liens and the rights created by this instrument shall be cumulative. Beneficiary may elect to foreclose under either of the liens without waiving the other or may foreclose under both. The deed is incorporated into this deed of trust.</i></span></b></span></div>
<div style="text-align: center;">
<span style="font-family: Univers;"><b><span style="font-size: large;"><br /></span></b></span></div>
<div style="text-align: center;">
<span style="font-family: Univers;"><b><span style="font-size: large;"><br /></span></b></span></div>
<div style="text-align: center;">
<b style="font-family: Univers;"><span style="color: red; font-size: x-large;">Who is going to be accountable????</span></b></div>
<div style="text-align: center;">
<b style="font-family: Univers;"><span style="color: red; font-size: x-large;"><br /></span></b></div>
<div style="text-align: center;">
<b style="font-family: Univers;"><span style="color: red; font-size: x-large;">Surely the FBI has already taken note of this!!</span></b></div>
</div>
</div>
</div>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-5221635300624821914.post-90845882477335991212014-05-13T09:59:00.001-05:002014-05-13T17:56:15.635-05:00Who knew about FNB's OREO "Funny Business"?<br />
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<span style="font-family: Arial, Helvetica, sans-serif; font-size: large;"><b>Here's the scene, it's April 14, <span style="background-color: yellow;">2011</span>.</b></span></div>
<div style="text-align: center;">
<span style="font-family: Arial, Helvetica, sans-serif; font-size: large;"><b>Picture yourself in a jam packed courtroom listening to testimony so a Judge can decide how long to sentence Mauro Padilla for. U.S. Assistant District Attorney Jim Blankinship calls up former <span style="background-color: yellow;">FNB attorney Eric Sherer</span> to the stand. Sherer, also a defendant in the Tundra Village scandal AND a former (and fired) attorney for several plaintiffs in that lawsuit is asked many questions about FNB and the details surrounding the foreclosure of the Tundra Village development, and what an OIG report purports as masking a huge loss on the property.</b></span></div>
<span style="font-family: 'Courier'; font-size: 12.000000pt;"><br /></span>
<span style="font-family: 'Courier'; font-size: 12.000000pt;"><br /></span>
<span style="font-family: 'Courier'; font-size: 12.000000pt;"><br /></span>
<span style="font-family: Courier;"><span style="font-size: large;">Q. (Blankinship) Okay. And by not writing it down to its true value, they
get the benefit of maintaining that value, <span style="background-color: yellow;">kicking the can
down the road a little bit, until the day the regulators make
them come to grips with the true value of that property;</span> is
that right?
</span></span><br />
<span style="font-family: Courier;"><span style="font-size: large;"><br /></span></span>
<span style="font-family: Courier;"><span style="font-size: large;">A. (Sherer) <span style="background-color: yellow;">That's my understanding, yes, sir.</span></span><br />
</span><br />
<span style="font-family: Courier;"><span style="font-size: large;"><br /></span></span>
<br />
<div style="text-align: center;">
<span style="font-size: large;"><b><span style="font-family: Arial, Helvetica, sans-serif;">So it is clear, that under oath, Mr. Sherer was well aware, back in 2011 about the "masking" of this loss. But let's not forget that Sherer was the foreclosing attorney on this property in 2009 when Jadon Construction of Edinburg "acquired" this project in October 2009 for $9.3M (despite a $2M appraisal)! </span></b><span style="font-family: Courier;"> </span></span></div>
<span style="font-family: Courier;"><span style="font-size: large;"><br /></span></span>
<br />
<div style="text-align: center;">
<span style="color: red; font-family: Arial, Helvetica, sans-serif; font-size: x-large;"><b>Somehow, the OCC did NOT discover this one either until 2013???</b></span></div>
</div>
</div>
</div>
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Unknownnoreply@blogger.com3tag:blogger.com,1999:blog-5221635300624821914.post-72570529570462197072014-05-11T01:13:00.002-05:002014-05-11T12:05:29.725-05:00FBI Now Reviewing First National Bank Edinburg Shutdown Information<div style="text-align: center;">
<b><span style="background-color: yellow; font-size: x-large;">Office of Inspector General (OIG) </span></b></div>
<div style="text-align: center;">
<span style="background-color: yellow;"><b><span style="font-size: x-large;">Report </span></b><b><span style="font-size: x-large;">Reveals findings of </span></b></span></div>
<div style="text-align: center;">
<span style="background-color: yellow;"><b><span style="font-size: x-large;">First National Bank Edinburg</span></b><b><span style="font-size: x-large;"> failure </span></b></span></div>
<div style="text-align: center;">
<b><span style="font-size: x-large;"><br /></span></b></div>
<div style="text-align: center;">
<b><span style="font-size: x-large;">A news report by San Antonio Express News journalist Patrick Danner points out interesting facts and statements about the OIG report!!</span></b></div>
<div style="text-align: center;">
<b><span style="color: red; font-size: x-large;"><br /></span></b></div>
<div style="text-align: center;">
</div>
<ul>
<li style="text-align: center;"><b><span style="font-size: x-large;"><span style="color: red;">FNB Officials arranged for loans to borrowers to buy stock in their holding company </span>generating $26M in capital to honor withdrawals and operating losses, <span style="color: red;">violating federal banking regulations.</span></span></b></li>
</ul>
<div>
<div style="text-align: center;">
<span style="font-size: x-large;"><b><br /></b></span></div>
</div>
<ul>
<li style="text-align: center;"><b><span style="font-size: x-large;">This apparently violated federal banking regulations which prohibit making loans on bank stock.</span></b></li>
</ul>
<div>
<div style="text-align: center;">
<span style="font-size: x-large;"><b><br /></b></span></div>
</div>
<ul>
<li style="text-align: center;"><b><span style="background-color: yellow; font-size: x-large;"><span style="color: red;">FBI confirms it is reviewing information pertaining to FNB closure. </span></span></b></li>
</ul>
<div style="text-align: center;">
<b><span style="background-color: yellow; font-size: x-large;">(oh shit!)</span></b><br />
<b><span style="background-color: yellow; font-size: x-large;"><br /></span></b>
<br />
<ul>
<li><span style="font-size: x-large;"><b>FNB directors "gambled with depositors money, <span style="color: red;">not their own</span>"</b></span></li>
</ul>
</div>
<div>
<div style="text-align: center;">
<span style="font-size: x-large;"><b><br /></b></span></div>
</div>
<ul>
<li style="text-align: center;"><b style="font-size: xx-large;">FNB makes phony "Capital injections"</b></li>
</ul>
<b style="font-size: xx-large; text-align: center;"> (Just Kickin' the Can Down the Road)</b><br /><ul>
</ul>
<div>
<div style="text-align: center;">
<br /></div>
</div>
<ul>
<li style="text-align: center;"><b style="font-size: xx-large;"><span style="color: red;">OCC claims FNB Directors pressured at least one loan officer to change risk ratings on loans to hide actual risk </span></b></li>
</ul>
<div style="text-align: center;">
<b style="font-size: xx-large;">(oh shit, again)!</b></div>
<div>
<div style="text-align: center;">
<span style="font-size: x-large;"><b><br /></b></span></div>
</div>
<ul>
<li style="text-align: center;"><b style="font-size: xx-large;">Tundra Village Defendant David Rogers exerts "undue" influence is instrumental in FNB failure</b></li>
</ul>
<ul>
<li style="text-align: center;"><b><span style="color: red; font-size: x-large;">Bankers and experts ask, </span><span style="font-size: x-large;">"where were the regulators?"</span></b></li>
</ul>
<ul>
<li style="text-align: center;"><span style="font-size: x-large;"><b>Bankers are pissed! <span style="color: red;">"We have to replenish the DIF by higher assessments! They (OCC) didn't protect the fund."</span></b></span></li>
</ul>
<ul>
<li style="text-align: center;"><b><span style="font-size: x-large;"> FNB Directors "Manufactured" Income</span></b></li>
</ul>
<div>
<div style="text-align: center;">
<span style="font-size: x-large;"><b><br /></b></span></div>
</div>
<ul>
<li style="text-align: center;"><b><span style="background-color: yellow; font-size: x-large;">FNB loans to holding company are reminiscent of a <span style="color: red;">criminal case</span> involving president of Orion Bank in Florida who was sentenced to six years in federal prison </span></b></li>
</ul>
<div style="text-align: center;">
<b><span style="background-color: yellow; font-size: x-large;">(oh shit x 3!)</span></b></div>
<div>
<div style="text-align: center;">
<span style="font-size: x-large;"><b><br /></b></span></div>
</div>
<ul>
<li style="text-align: center;"><b><span style="font-size: x-large;">OIG concludes OCC </span></b><b><span style="font-size: x-large;"><span style="color: red;">"should have drilled down on the source of the injections"</span></span></b><b><span style="font-size: x-large;"><span style="color: red;"> </span></span></b></li>
</ul>
<div style="text-align: center;">
<b><span style="font-size: x-large;">(how observant!)</span></b></div>
<div>
<div style="text-align: center;">
<span style="font-size: x-large;"><b><br /></b></span></div>
</div>
<ul>
<li style="text-align: center;"><b><span style="font-size: x-large;">OCC closed (audit) matter in 2009 "without sufficient evidence</span></b><b><span style="font-size: x-large;">" FNB management had corrected problem. </span></b><b><span style="font-size: x-large;">FNB had "masked" problems in its foreclosed real estate portfolio by financing sales on "liberal terms" with 100% financing </span></b></li>
</ul>
<div style="text-align: center;">
<b><span style="font-size: x-large;"><span style="background-color: yellow;">(Now everybody shout, "<span style="color: red;">Jadon Construction</span> and <span style="color: red;">Tundra Village</span>", and "<span style="color: red;">Remember Eric Sherer's testimony at the 2011 Padilla sentencing</span>?"</span></span></b></div>
<div>
<div style="text-align: center;">
<span style="font-size: x-large;"><b><br /></b></span></div>
</div>
<ul>
<li style="text-align: center;"><b><span style="font-size: x-large;">OCC didn't discover these liberal terms until 2013 </span></b></li>
</ul>
<div style="text-align: center;">
<b><span style="font-size: x-large;">(now everybody shout, <span style="color: red;">"Remember the 2011 Padilla sentencing when FNB president Jim Davis admitted selling Tundra Village for $9.3M but it only had an appraisal of $2.1M and even he would give you that much for it!" </span></span></b></div>
<div style="text-align: center;">
<b><span style="background-color: yellow; font-size: x-large;">Yes, really, 2011!! They (OCC) don't remember reading this blog???)</span></b></div>
<div>
<div style="text-align: center;">
<span style="font-size: x-large;"><b><br /></b></span></div>
</div>
<ul>
<li style="text-align: center;"><b><span style="font-size: x-large;">Is it "possible regulators held off closing FNB as long as possible to avoid a big hit to the DIF?"</span></b></li>
</ul>
<b></b><br />
<div style="text-align: center;">
<b><b><span style="font-size: x-large;">(No shit Sherlock, it is possible!)</span></b></b></div>
<b>
</b>
<br />
<ul>
</ul>
<div style="text-align: center;">
<br /></div>
<div style="text-align: center;">
<b><span style="font-size: x-large;"><br /></span></b></div>
<div style="text-align: center;">
<b><span style="font-size: x-large;">Yes, folks, it's just starting to get good! </span></b></div>
<div style="text-align: center;">
<b><span style="color: red; font-size: x-large;"><br /></span></b></div>
Unknownnoreply@blogger.com1tag:blogger.com,1999:blog-5221635300624821914.post-680305391021876072014-04-23T10:53:00.002-05:002014-04-23T10:53:17.306-05:00OCC tells Press: “Two of those situations, there was fraud, ” <div style="text-align: center;">
<span style="font-family: 'Times New Roman', serif;"><b><span style="font-size: x-large;">According to Gilbert “Gil” Barker, the deputy comptroller in the Office of the Comptroller of the Currency’s Southern District in Dallas.</span></b></span></div>
<div style="text-align: center;">
<span style="font-family: 'Times New Roman', serif;"><b><span style="font-size: x-large;"><br /></span></b></span></div>
<div class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in 0in 0.0001pt; text-align: center;">
<span style="font-family: 'Times New Roman', serif;"><b><span style="font-size: x-large;">"Only three national banks have failed in Texas since the Great Recession"</span></b></span></div>
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<span style="font-family: 'Times New Roman', serif;"><b><span style="font-size: x-large;"><br /></span></b></span></div>
<div class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in 0in 0.0001pt; text-align: center;">
<span style="font-family: 'Times New Roman', serif;"><span style="font-size: large;"> Texas Community Bank of The Woodlands</span><b style="font-size: xx-large;"> </b></span></div>
<div class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in 0in 0.0001pt; text-align: center;">
<span style="font-family: 'Times New Roman', serif;"><b>closed in February</b></span></div>
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<span style="font-family: 'Times New Roman', serif;"><b><span style="font-size: x-large;"><br /></span></b></span></div>
<div class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in 0in 0.0001pt; text-align: center;">
<span style="background-color: white; font-family: 'Times New Roman', serif;"><b><span style="color: red; font-size: x-large;">First National Bank of Edinburg, </span></b></span></div>
<div class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in 0in 0.0001pt; text-align: center;">
<b style="font-family: 'Times New Roman', serif;"><span style="background-color: white; color: red;">closed in September (2013)<span style="font-size: x-large;"> </span></span></b></div>
<div class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in 0in 0.0001pt; text-align: center;">
<br /></div>
<div class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in 0in 0.0001pt; text-align: center;">
<br /></div>
<div class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in 0in 0.0001pt; text-align: center;">
<span style="font-family: 'Times New Roman', serif;"><span style="font-size: large;">and La Coste National Bank</span></span></div>
<div class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in 0in 0.0001pt; text-align: center;">
<span style="font-family: 'Times New Roman', serif;"><b>closed in 2010</b></span></div>
<div class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in 0in 0.0001pt; text-align: center;">
<span style="font-family: 'Times New Roman', serif;"><b><br /></b></span></div>
<div class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in 0in 0.0001pt; text-align: center;">
<span style="font-family: 'Times New Roman', serif;"><b><br /></b></span></div>
<div class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in 0in 0.0001pt; text-align: center;">
<span style="font-family: 'Times New Roman', serif;"><b><span style="font-size: x-large;">“Two of those situations, there was fraud, ” Barker said. </span></b></span></div>
<div class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in 0in 0.0001pt; text-align: center;">
<span style="font-family: 'Times New Roman', serif;"><b><span style="font-size: x-large;"><br /></span></b></span></div>
<div class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in 0in 0.0001pt; text-align: center;">
<span style="font-family: 'Times New Roman', serif;"><b><span style="font-size: x-large;">And which of these banks listed in red is currently being sued for fraud????</span></b></span></div>
Unknownnoreply@blogger.com1